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To Test My Loyalty, My Wealthy Boyfriend Faked Living in a Rundown Apartment

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Some love stories are written in the stars. Ours, however, was written in spilled coffee, sarcastic banter, and one jaw-dropping revelation that turned everything I thought I knew about my boyfriend upside down. He had taken the most extreme measure to test my loyalty, and little did he know, I had a secret of my own.

I met Jack a year ago in the least romantic way imaginable: by spilling an entire iced latte all over his neatly organized paperwork at a coffee shop. I was mortified and already scrambling for napkins when he simply chuckled and said, “Guess this is fate telling me to take a break!”

“Oh god, I’m so sorry!” I frantically dabbed at the papers. “I swear I’m not usually this clumsy. Well, actually, that’s a lie. I totally am.”

He laughed, his eyes crinkling at the corners. “Then I better move these other papers before you decide to give them a coffee bath too.”

We laughed, and I liked him instantly.

We ended up sitting together and talking for hours. He was funny, charming, and refreshingly down-to-earth. He told me he worked in logistics for a small company, and I shared details about my marketing job. There were no flashy moves or pretenses—just an easy conversation that made me feel like I’d known him forever.

“You know,” he said, stirring his second coffee, “I usually hate when people spill drinks on me, but I might make an exception this time.”

I raised an eyebrow. “Just this time?”

“Well, depends on how many more times you plan on assaulting me with beverages.”

And that’s how it all began.

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From the start, Jack always insisted we hang out at his place. I figured it was because my roommate was a total neat freak who hated guests, so I didn’t question it. But his apartment? Well… let’s just say it had character.

The place was a tiny, dimly lit studio in an old building on the less desirable side of town. The heater had a personality of its own—it worked only when it felt like it. The couch was older than both of us combined, held together by sheer willpower, patchwork, and duct tape. And the kitchen? It was something else. He had one hot plate because the stove “liked to take the day off.”

“This couch is, hands down, the best thing in this apartment,” he said proudly one night. “It’s basically a luxury mattress in disguise.”

I sat down and immediately felt a spring jab into my spine. “Jack, this thing is trying to assassinate me.”

He just laughed. “Give it a chance. It grows on you.”

“Like mold?” I teased, shifting to avoid another spring attack.

“Hey now, be nice to Martha.”

I stared at him. “You named your murderous couch Martha?”

“Of course! She’s part of the family,” he said, patting the armrest affectionately. “Plus, she’s seen me through some tough times. Ramen noodle dinners, late-night movie marathons…”

“Speaking of dinner,” I glanced at his hot plate skeptically, “how do you survive with just that thing?”

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He shrugged, a sheepish smile playing on his lips. “You’d be surprised what you can make with one burner and determination. Want to see my specialty? I make a mean instant ramen with an egg on top.”

“Fancy,” I laughed, but my heart melted a little at how he could make even the simplest things sound special.

I wasn’t in this relationship for luxury. I didn’t care about fancy dinners or high-rise apartments. I liked Jack for being who he really was. And despite his questionable living conditions, I was happy.

Fast forward to our first anniversary…

I was buzzing with excitement. Jack had planned a surprise, and I was expecting something sweet… maybe a homemade dinner, some dollar-store candles, and a rom-com we’d mock together.

“Close your eyes when you open the door,” he called from outside my door. “No peeking!”

“If you’re bringing me another plant from that sketchy street vendor, I swear —”

What I wasn’t expecting was to step outside and see Jack casually leaning against a sleek, jaw-droppingly expensive car. The kind you only see in movies or owned by CEOs with private jets.

He grinned, holding out a bouquet of deep red roses. “Happy anniversary, babe.”

I blinked at him. Then at the car. Then back at him. “Whose car is this?”

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He chuckled, rubbing the back of his neck. “Mine.”

I laughed. “No, seriously.”

He didn’t laugh back.

That’s when he dropped the bombshell.

For the past year, Jack had been “testing me.” He wasn’t just some logistics guy scraping by. He was the heir to a multi-million-dollar family business. The apartment was fake. He had rented a cheap place on purpose to make sure I wasn’t dating him for his money.

I just stared at him. “I’m sorry… WHAT?”

“I know it sounds crazy,” he said, running a hand through his hair. “But you have to understand—every relationship I’ve had before… they all changed once they knew about the money. Suddenly I wasn’t just Jack anymore, I was Jack-with-a-trust-fund.”

“So you thought pretending to be broke was the solution?” I crossed my arms, trying to process this information.

“When you put it that way, it sounds a bit…”

“Insane? Manipulative? Like something out of a badly written romance novel?”

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Jack sighed, looking almost nervous. “I needed to be sure you loved me for… ME.” He pulled something out of his pocket—a small, velvet box. “And now I am.”

Then, right there on the sidewalk, he got down on one knee.

“Giselle,” he said, looking up at me with those stupidly gorgeous blue eyes. “Will you marry me?”

Now, most people might have screamed “YES” and jumped into his arms. But I had my own secret.

I smiled, plucked the car keys from his hand, and said, “Let me drive. If what I show you next doesn’t scare you off, then my answer is yes.”

Jack looked confused but handed me the keys. “Okay…?”

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“Trust me,” I said with a grin. “You’re not the only one with secrets.”

He had no idea what was coming.

I drove us out of the city, past the quiet suburbs, and straight toward a set of iron gates so tall they practically touched the sky.

Jack’s brows furrowed. “Uh… where are we going?”

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“Remember how I told you I grew up in a ‘modest’ house?” I asked innocently.

“Yeah?”

“I may have stretched the definition of ‘modest’ just a tiny bit.”

I punched in a code, and the gates silently swung open, revealing a massive estate with pristine gardens, towering fountains, and even a freaking hedge maze.

Jack’s jaw DROPPED.

He turned to me, eyes wide. “Giselle… what the hell?”

I pulled the car up to the front of the estate, parked, and turned to him with a grin. “Welcome to my childhood home.”

He blinked. Then blinked again. “You’re rich?”

“Very.”

Jack’s mouth opened, then shut, then opened again like a goldfish processing existential dread. “So… you were testing ME while I was testing YOU?”

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I nodded. “Looks like it.”

“Wait,” he said, a realization dawning on his face. “All those times you acted impressed by my hot plate cooking…”

“Oh, that wasn’t acting. I was genuinely amazed anyone could make edible food on that thing.”

For a split second, I thought he might be mad. But then, Jack burst out laughing.

“We are ridiculous,” he said, shaking his head. “I was out here trying to see if you were a gold digger, and you,” he gestured to the mansion behind me. “You had a palace this whole time?”

“Basically.” I smirked. “Guess we both passed the test.”

Jack leaned back in his seat, still chuckling. “So, does this mean your answer is yes?”

I tapped my chin, pretending to think. “Hmm. I guess I’ll marry you!”

He pulled me into a kiss. “You’re impossible.”

“And you love it.”

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Six months later, we got married in a small but stunning ceremony surrounded by family and friends. The wedding was perfect, except for one minor detail: our families would not shut up about how we “tricked” each other.

“I still can’t believe you ate instant ramen for a year,” my mother whispered during the reception. “You don’t even like ramen!”

“The things we do for love, Mom,” I whispered back, watching Jack charm my grandmother on the dance floor.

Jack’s dad nearly choked on his champagne from laughing so hard. “You two hid your wealth from each other for an entire year? That’s some next-level commitment.”

“Remember when you visited Jack’s fake apartment?” his sister chimed in. “He spent three hours strategically placing water stains on the ceiling!”

“You did what?” I turned to Jack, who suddenly became very interested in his cake.

My mother sighed dramatically. “I raised you better than this, Giselle. What kind of normal person pretends to be broke?”

Jack and I just exchanged a look.

“We’re insane,” he whispered.

“But perfectly matched!” I grinned.

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And at the end of the day, that was all that mattered.

A few months after our wedding, Jack and I were lounging on his (real) luxury couch, scrolling through apartments to buy together.

“You know what I miss?” he said suddenly, looking nostalgic.

“If you say that death trap couch —”

“Martha would be heartbroken to hear that.”

“Martha tried to impale me with a spring!”

He kissed my forehead, chuckling. “I love you!”

“I love you too,” I smiled. “Even if you are a terrible actor who thought a hot plate made your poverty story more believable.”

“Hey, that hot plate performance was Oscar-worthy!” he laughed.

And just like that, we were back to being us.

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Two ridiculous people who found each other in the most unexpected way, proving that sometimes the best love stories aren’t about wealth or status… they’re about two people who can laugh at themselves, keep each other’s secrets, and fall in love over instant ramen, broken heaters, and a dusty old couch adorned with patchwork.

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